Dara Money: Disclosures
Last updated: July 24, 2026
Draft, pending legal review. This document is a working draft for review and does not constitute legal advice.
Important disclosures about Dara Money. Read these alongside the Terms of Service.
These disclosures explain the nature of the service and the roles of our partners so you can make informed decisions.
Dara is not a bank
Dara is a cross-border money platform, not a bank. Banking, card, and settlement services are provided by licensed partner institutions. Funds are held by those partners, and any deposit protection depends on the relevant partner and jurisdiction.
Dara does not itself take deposits or provide banking services, and holding a Dara Money balance is not the same as holding a bank deposit with Dara.
Our partners
Money movement and settlement are delivered through partners including Nomba, Nuvion, and Bridge by Stripe. The applicable partner for a given service is identified in-app or in the relevant agreement.
Your use of a partner's service is also subject to that partner's own terms, which we make available at the relevant time.
Rewards, not interest
Any rewards available through Dara (including Dara Earn) are rewards, not interest, and are not a bank deposit product. Rewards are variable, are not guaranteed, and may change or end.
Eligibility for rewards, how they are calculated, and any conditions are described where the reward is offered.
Stablecoin and balances
Some balances and settlement may involve stablecoins. Stablecoins are not legal tender and are not government-backed; their value and availability can be affected by the issuer and market conditions.
Where stablecoins are used in the flow of a transaction, this is a settlement mechanism and does not change the fact that Dara is not a bank.
No investment or tax advice
Dara does not provide investment, legal, or tax advice. Information provided is general and not a recommendation.
You are responsible for understanding how your use of Dara Money affects your tax position and for seeking independent advice where you need it.
Rates and fees
Exchange rates and fees are shown in-app before you confirm any transaction. Rates move and are only guaranteed at the moment you confirm.
We do not add hidden charges after you confirm, though partners or destination institutions may apply their own charges, which we surface where we can.