One financial home,
across borders.

Access dollars, deposit stablecoins, send in seconds, spend anywhere with your Dara card, earn on your balance, and grow it into US property.

See how it works
Dara is a fintech company, not an FDIC-insured bank. Banking, card and property-financing services provided by licensed partners. Protections vary by product.

Everything your money does, in one home

Hold it, send it, spend it, earn on it, share it, and grow it into property. One app instead of the five it takes today.

  • Real accounts in the currencies your life runs on, held in your name with licensed partners. Fund them from a bank or a stablecoin wallet, and swap at a rate you see first.

    See accounts

  • Unlimited virtual cards and a physical debit card, spending from any balance anywhere. Freeze in a tap, cap the month, and make big purchases a shared decision.

    See cards

  • Earn on the dollars you’re keeping for later, until you spend them. Add money in a tap and move it back to your dollar balance whenever you need it.

  • Money you run with people you trust: family, friends, or colleagues. One shared balance, rules you set, and nothing moves without the yeses it needs.

    See Circles

  • Deposit stablecoins and hold crypto beside your everyday money. Send to a wallet address with the network and fee shown first, or convert back to dollars in a tap.

Explore more
A person holding a phone showing a funded Dara Earn account, with an Earn balance of $104,257.00 and rewards this week of $153.74, beside a green woven armchair.
Coming soon

Earn on your dollars.

Hold, spend, and send from one balance, and keep earning on it until you do.

up to6%APY
on your balance until you spend
 Cashback
on every card purchase, rates announced at launch
 Free
transfers across borders, in seconds
 180+
countries, wherever Visa is accepted

Own a US rental. From anywhere.

Keep scrolling · how it usually goes

One purchase. One place.

Qualify, finance, and close a US rental from wherever you live, then track rent and equity in the same app.

See what you qualify forSee how it works

Own a US rental. From anywhere.

The old way

It starts with a chat.

Can I sign from here?

Is the home still available?

With Dara

One purchase. One place.

Qualify, finance, and close a US rental from wherever you live, then track rent and equity in the same app.

See what you qualify forSee how it works

Safety, by design

Nothing moves without your yes.

Balances sit with licensed partners. Spending has limits you set. The big moves wait for a second approval.

Your device, your yes

Biometric sign-in, two-factor by default, and a freeze that lands the second you tap it.

My cardsDemo
Card active

Held by licensed partners

Dara is a fintech company, not a bank. Balances sit with regulated institutions built to hold them.

Priced before it moves

The rate and the fee on screen before you confirm. No markup buried in the exchange.

Illustrative transfer

SOC 2 Type II

We build to the SOC 2 Type II control set, and treat compliance as the floor, not a feature.

One account. All of it included.

Everything Dara does, on one membership.

Global AccountsIncluded
Physical and virtual cardsIncluded
Transfer Check on every sendIncluded
Search, insights, remindersIncluded
Circles and joint accountsIncluded
Ask-to-spend and instant freezeIncluded
US property, financed on its rentIncluded
Talk to us

FAQs

One financial home for money that crosses borders, built stablecoin-first. Hold, send, spend, and earn in the currencies you live in, then grow it into US rental property, from one app.

Dara is built to run many corridors, each in both directions and each working the same way. Supported countries are live at launch, up to 180 of them, with the full list in the app. Our home corridors run between the US and Africa, and transfers land in seconds at the mid-market rate, to any bank or mobile wallet.

Anyone running money across countries. Supported countries are live at launch, including the US, Nigeria, the UK, Canada, and Europe. For US property, you don't need a green card, an SSN, or US credit history.

Dara is free to download. No markups and no exchange fees: the rate you see is the rate you get, and any fee is shown in full before you confirm.

Stablecoins stay in your wallet, licensed partners run the accounts, cards freeze in a tap.

Browse all FAQs

The community

You're not doing this alone.

Money on Dara moves in both directions, and US property is part of the plan. Get the guides and updates that help you do it well.

The newsletter

Guides and cross-border money tips, about twice a month. No spam.