Bank here. Build there.

Hold and grow hard currency, move money between your countries in minutes, and own US rental property.

See how it works
The Dara app home screen, showing $18,542 of total wealth split across cash, linked, savings and rental property balances

Own US property. From anywhere.

Buy, finance, and manage a US rental entirely from your phone, from wherever you live. No SSN, no US credit history, and not a single flight.

See how it works

Pick your way in.

Your first single-family rental or a hands-off managed portfolio. Dara handles the financing, the paperwork, and the closing. You choose how involved you want to be.

First rental

Single-family home

The simplest way in: one house, steady tenants, and rent that covers its own financing.

Houston TXAtlanta GADallas TX+4 More

Cash-flow builder

Small multifamily

Duplexes and triplexes, the most rent working behind every dollar you put down.

DuplexTriplexDSCR

Passive portfolio

Managed for you

Renovated, tenanted, and managed from day one. You watch the dashboard; a vetted manager runs the house.

Vetted managersRent dashboardExit support

As featured in

TechCrunchTechCabalAmerican BankerThe Dallas Morning News

Where your money sits

Dara is not a bank.

It's a modern account built on licensed, regulated partners, so your money is protected like a bank's and stays in your control from day one.

See the safeguards

Put your money to work

Earnings that compound.

Interest lands in your balance every day, so you earn on yesterday's earnings too. No lock-ups, no minimums, nothing to manage.

  • Darabase rate + rewards
    8.50%
  • Fintech apps
    3.75%
  • Traditional banks
    0.40%

8.50% is an indicative target for Dara Earn, which is launching soon and will be confirmed at launch. 0.40% is the FDIC.gov national average savings rate; the fintech figure is a typical market average. Rates may vary.

Locked to you

Biometric login, 2FA, trusted devices, and instant card freeze. Security is on by default, not buried in settings.

Held by regulated partners

Every balance sits with licensed, regulated institutions under bank-grade encryption, never with Dara alone.

Every fee before you confirm

No markup hidden in the exchange rate, and every move priced before you confirm.

Who holds and moves your money.

Your money is held and moved by established, licensed institutions, the same rails behind banks and fintechs you already know. Dara builds the experience on top.

Bridge by StripeVisaNomba

FAQs

One account for a life lived in two places. A multi-currency wallet, transfers at the real rate, family Circles, and US property investing, whichever corridor you live on.

Dara opens one corridor at a time, and only once verification and payouts work on both sides. The US and Nigeria are live in both directions today, with more African corridors in build. Transfers land in minutes at the mid-market rate, to any bank or mobile wallet.

People running money in two countries: the US, the UK, Canada, Europe, and everywhere family is. You don't need an SSN to invest in US property through Dara.

One flat fee per transfer, shown before you confirm, never a markup hidden in the exchange rate. The whole schedule fits on one page.

Your balances are held by licensed, regulated partners under bank-grade encryption, with fraud monitoring and instant card controls.

The community

You're not doing this alone.

Families run money on Dara in both directions, and US homes are part of the plan. Get the stories, guides, and product drops that help you do it well.