One app for both sides of your money.

Hold, send, spend, earn, and share every currency you own: dollars where you bank, your home currency where your family lives, on one stablecoin-first account.

Dara is a fintech company, not an FDIC-insured bank. Banking, card and property-financing services provided by licensed partners. Protections vary by product.

Seven promises, one account.

One account, unlimited cards, and Circles for the people you trust. Start wherever your money already goes.

Send moneyEvery supported country, both directions, in seconds. No markup on the rate, and the arrival on screen before you confirm.

Global AccountsReal local account details on both sides, funded from a bank or a stablecoin wallet, with every balance on one screen.

CardsUnlimited virtual cards and a physical debit card, each spending the right balance, freezing in a tap, and living in your phone's wallet.

CirclesA shared space for the people you trust, family, friends, or colleagues, with its own account, its own cards, and rules you set.

Spend controlsLimits, merchant locks and ask-to-spend, off by default for adults and on by default for kids.

Joint accountsThe Circle set up for two: equal say, one shared balance, ring-fenced from what is personally yours, across a border.

EarnEarn on the dollars you set aside until you spend them, building every day, with instant access back to your balance.

Questions about the account

Every supported country, with every corridor working both ways, to any bank or mobile wallet. Supported countries are live at launch, up to 180 of them, with the full list in the app. Our home corridors run between the US and Africa, and Dara supports all corridors the same way.

Dara is free to download. No markups and no exchange fees: the rate you see is the rate you get, and any fee is shown in full before you confirm.

No, and that's deliberate. Stablecoins stay in your own wallet, and licensed partners run the accounts.

Yes. Circles bring family, friends, or colleagues into the same account, and approvals keep shared money protected. Transfers reach their bank or mobile wallet in seconds, in either direction.

Get early access at getdara.app. You verify your identity once, and after that, sending, saving, and property investing all run on the same account.

Read the full FAQ