Family support
Siblings pool what they can, parents receive it, and everyone can see the money.
Circles
Money you run together.
A Circle is a shared space for family money, with its own account and cards. You set who pays in, who spends, and who sees what.
See who paid in, who spent, and who agreed
Contributions, splits, and card spends land in one running list. Tap any line to see the whole story.
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Buy US rentals together
A Circle can hold more than cash. Pool toward US rental property, hold it in the Circle's name, and everyone can see what it is worth, what it lets for, and how much of it is theirs.
- Rent lands in the Circle and splits by the shares you set.
- Your equity is tracked on its own, and you can move your rent out to your personal wallet whenever you like.
- Figures shown are illustrative, not a projection of returns.
Templates for real life
Every template is the same Circle with its dials set differently. Start from the one that fits your family, then change anything you like.
Kids and teens
A parent funds a child anywhere in the world, with limits and full visibility from the first day.
Project escrow
A builder draws against photos and receipts, one milestone at a time, never a lump sum.
Peer support
Friends each send a set amount to whoever needs it most this month.
Rotating savings
Esusu, ajo, susu, tanda. The savings club your family already runs, with the collection and the payout handled.
Collection jar
Everyone chips in toward a gift or a bill, you watch it fill, then it pays out and closes.
Property together
Pool toward a US rental, hold it in the Circle's name, and split the rent and the equity by share.
Questions about Circles
A shared space with its own account and cards. You decide who contributes, how money divides when it arrives, who approves what, and who sees the balances. Family support, a child's allowance, a savings group and a building project are all the same object with different settings.
Any adult who has completed Dara verification. Because there are no guest members, you can only add someone in a corridor where verification and payouts are live on both sides. Children are the exception and ride as dependents under a verified parent.
Yes. A Circle owner can share a contribution link and anyone can pay into it. Paying in does not make someone a member and gives them no view of the Circle or its balances.
Their share sweeps into their personal wallet, where it becomes unrestricted money with no Circle rules attached. Everyone else's balances stay exactly as they were, and the Circle keeps its record of what happened.
Creating one is free, and moving money between Dara wallets inside it is free. Currency conversion and payouts to outside banks carry the same rates and fees as the rest of Dara, shown in full before you confirm.
Start with one Circle.
Set it up in the app, invite the people who belong in it, and change the dials as your family's arrangement changes.