Rewards can change
Rewards are not fixed. What you collect can go up or down over time, and the app shows every change.
Dollars that keep working.
Set dollars aside in Earn, collect rewards on them every day, and move them back the moment you need them.
Dara is a fintech company, not an FDIC-insured bank. Banking and card services provided by licensed partners. Protections vary by product.
Dollars that work without locking up
Move dollars from your Dara balance into Earn in a tap. Rewards start building the day it lands.
1 / 3
Know the terms before you add
Earn is simple to use, and it is plain about what it is. Three things to know before your first dollar moves.
What Earn is not
Earn is not a bank account, and rewards are not interest. Protections vary by product.
Instant access in Dara
Move money from Earn to your Dara balance at any time. Sending it on to a bank keeps that transfer's usual timing.
Understand Earn first
Three eight-second lessons sit on the Earn screen, and a plain summary of the terms appears before your first dollar moves.
- What Earn is, where rewards come from, and how money comes back.
- The summary asks you to confirm you have read it before the first add.
Questions about Earn
No. Earn pays rewards, not interest, and it is not a savings account. Rewards can change, and the app shows what has been paid rather than a forecast.
Instantly, into your Dara balance. Sending it on to a bank from there follows that transfer's usual timing.
Yes. Rewards are not fixed, and what you collect can go up or down over time. Rewards already paid stay yours.
Nothing to move money in or out. There is no fee to add to Earn or to withdraw to your Dara balance.
Dara is a fintech company, not an FDIC-insured bank. Banking and card services provided by licensed partners. Protections vary by product.
Put your dollars to work.
Earn lives inside the account, so there is nothing separate to open.