US dollars
A routing number and an account number in your name, so an employer or a client can pay you directly.
Accounts
Real accounts, on both sides.
Local account details in your own name on both sides of your corridor, in the same app. Hold US dollars, naira, pounds, and Canadian dollars side by side.
Dara is a cross-border money platform, not a bank. Banking, card, and settlement services are provided by licensed partners. Rates and fees are always shown in-app before you confirm.
See what you hold, share your details, and swap between them
Your US account has a routing number and an account number in your own name, ready to copy.
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Know which currencies have local rails
A currency gets local rails when its corridor goes live. Today that means US dollars and naira arrive in your own name; pounds and Canadian dollars you hold and exchange. The app labels each one so you know which is which before you pick it, and the list grows as corridors open.
Nigerian naira
An account number in your name that any local bank or mobile wallet can send to.
Pounds and Canadian dollars
Hold a balance in either one and exchange it when you need to move. Neither has local details yet.
Paper that opens doors
Landlords and visa officers ask for proof of your money, and the app keeps that paperwork in one place. An account confirmation states what you hold, and a statement covers a period you choose.
- An account confirmation states your name, your account details, and your balance on the day you ask for it.
- Statements download as a PDF or a CSV, from the account whose statement you need.
Questions about accounts
No. Dara is a financial technology company, not a bank. Banking, card, and settlement services are provided by licensed partner institutions, and your balances sit with them rather than with Dara alone.
US dollars, naira, pounds, and Canadian dollars. Each one keeps its own balance, and you can hold all four at once without opening anything new.
Whichever ones sit on a live corridor. Today that is dollars and naira: a US routing and account number, and a Nigerian account number, both in your own name. Pounds and Canadian dollars are hold and exchange for now, which means you can keep a balance and convert it but you cannot receive into local details in either yet. Each new corridor adds its own local details to the same account, so nothing you already hold has to move.
It clears right away. You see the rate and the amount you will receive before you confirm, and the value moves between two balances you already own, so it never leaves your account.
A statement as a PDF or a CSV, and an account confirmation that states your name, your account details, and your balance on the day you ask for it. There is a card confirmation too, and a subject access request if you want everything Dara holds about you. Landlords and visa officers usually want one of the first two.
Open the account first.
Verification takes a few minutes, and your local account details appear as soon as it clears.