Dara Property
Buy a rental in Los Angeles, from your phone
Los Angeles is the second-largest metro in the US, and most of its households rent. Entertainment, ports, aerospace, and healthcare keep that tenant base paid. Dara lets you own a piece of it from abroad: the LLC, the financing, and a remote closing, handled end to end.
Texas is Dara's launch market. California opens as Dara expands to landlord-friendly states.
- No SSN needed for the loan
- Qualify on the home's rent
- Up to 70% financing, terms vary
- Typically closed remotely
Where most households rent
Most households in Los Angeles rent. That single fact shapes the investment case. The metro holds one of the largest pools of renter households in the country, and demand does not hinge on any one employer or industry. For a landlord operating from abroad, depth matters more than headline yield. A vacancy here is a re-listing exercise, not a crisis. The market is also unusually liquid for residential property. Homes trade constantly, which makes both entry and a future exit simpler than in thinner metros. You are buying into scale, and scale is forgiving.
Studios, ports, and paychecks
The tenant base is paid by industries that rarely move. Entertainment production runs on studio lots and soundstages that have anchored the city for a century. The ports of Los Angeles and Long Beach form the busiest container complex in the Western Hemisphere, feeding logistics jobs across the basin. Aerospace and defense remain major employers. UCLA, USC, and large hospital systems add students, faculty, and medical staff who rent for years. Tourism fills service payrolls year-round. No single sector carries the rent roll, which is exactly what you want.
Underwriting without a US footprint
Los Angeles prices make one question decisive: does the rent carry the debt? Partner lenders answer it directly. They qualify the loan on the home's projected rent, not on your US income or credit. No SSN, no US credit history, and no citizenship or residency requirement to own. Lenders can finance most of the property's value; you fund the balance. Dara is built to stand up the LLC, the EIN, and the US bank account behind the purchase. Your money moves at the mid-market rate with no wire fees. Appraisal, inspection, title, and insurance all run digitally, and the closing runs remotely, with online notarization where the state authorizes it.
Rent rules shape the deal
Los Angeles regulates rents more actively than most US cities. Older multifamily buildings typically fall under the city's rent stabilization ordinance, which limits annual increases on sitting tenants. A statewide cap applies to many other rentals, though newer construction and many single-family homes sit outside it. None of this makes the market uninvestable. It changes which asset you buy. Investors targeting LA often favor newer single-family rentals, where rules are lighter and rents can track the market. Confirm a specific property's status before you underwrite it, not after.
Price, quakes, and premiums
Be clear-eyed about the costs. Los Angeles sits at the expensive end of the US market, and rents, while high, are often thin relative to purchase prices. This is typically an appreciation-weighted market, not a cash-flow one. California's property tax system caps how fast assessments grow, but high prices mean large absolute bills. Insurance deserves early attention. The state's insurance market has tightened, standard landlord policies typically exclude earthquake damage, and separate earthquake coverage is priced on its own. Get quotes before you commit, and let the rental math decide whether the deal clears.
Run the numbers
Estimate the return on a Los Angeles rental
Operating costs come pre-filled for Los Angeles. Adjust the price, rent, and down payment to match a specific home and see cash flow, cap rate, and cash-on-cash return.
Share of the purchase price paid upfront. 100% is an all-cash purchase.
Operating costs seeded from illustrative Los Angeles assumptions: property tax 1.1% of price, insurance $1,800/yr, management 10% of income, maintenance 5% of rent, vacancy 5%. Financed scenarios model an 8.5% fixed rate over 30 years. Cash-on-cash includes 3% modeled closing costs. Illustrative; confirmed per property at qualification.
Monthly cash flow
After operating expenses
Cap rate
Cash-on-cash
Net operating income / yr
Why Dara
The same purchase, three ways.
| Dara | Traditional US bank | All cash | |
|---|---|---|---|
| US credit history | Not needed for the loan | Required | Not needed |
| SSN | Not needed for the loan | Usually required | Not needed |
| Financing | Up to 70% via partner lenders, terms vary | Case-by-case for foreign buyers | None, 100% your capital |
| Closing | Remote and digital, start to finish | In-person steps, slow paperwork | Remote, but you run it |
| Moving money | Mid-market rate in your wallet | Wire fees + FX markups | Wire fees + FX markups |
| Management | Dara manages by default, or your own manager | You find one | You find one |
Buyer stories
What buying from abroad looks like.
Illustrative scenario
Years of savings, no green card, and a US mortgage that still looked impossible. Dara maps the whole purchase before the first call.
Illustrative scenario
The LLC, the EIN, the bank account: the boring parts done in days. The buyer picks the house; Dara runs the rest.
Illustrative scenario
Rent lands in the wallet next to the money going home. One app, both directions.
Illustrative scenarios, not customer reviews. Real buyer stories land here at launch.
Los Angeles property FAQ
Will Los Angeles rent control apply to my property?
It depends on the building. Older multifamily properties typically fall under the city's rent stabilization ordinance, and a statewide cap covers many others, while newer construction and many single-family homes are exempt. Confirm the specific property's status before you underwrite it.
Do earthquakes make Los Angeles rentals hard to insure?
No, but plan for it. Standard landlord policies typically exclude earthquake damage, separate earthquake coverage is priced on its own, and California's insurance market has tightened overall. Get quotes during diligence, not after you are in contract.
Is Los Angeles a cash-flow market?
Typically no. Prices are high relative to rents, so monthly margins are often thinner than in lower-cost metros, and most investors buy Los Angeles for tenant depth and long-run appreciation. The projected rent still has to carry the debt, and that is what lenders test.
Can I finance a Los Angeles rental without a US credit history?
Yes. Partner lenders qualify the loan on the home's projected rent, not your US income or credit, and no SSN is required for the loan. There is no citizenship or residency requirement to own US real estate, and Dara is built to stand up the LLC, EIN, and US bank account.
Ready to buy a rental in Los Angeles?
See what you qualify for in about two minutes. No credit pull.